Investing & Retirement

Not everyone is cut out for the volatility of the stock market!  

And that is why many people have opted to keep their savings in low interest bearing bank accounts which we can understand completely.

The problem with this strategy is that as time moves on, inflation and taxes will erode the purchasing power of your savings.

At MedRates, we offer a whole suite of wealth management products to help you grow your money a little more safely. Of course, there is some risk in all things, but we will show you things that offer a guarantee and things that do not offer a guarantee but can offer  downside market protection.

And we are not talking about just life insurance and annuities!

In some cases, life insurance and annuities make sense for the right people and circumstances but there are also many other products that are available that can give investors reasonable returns with greater downside protection.  

Some of the products that can accomplish this are:

• Market Linked CDs that are FDIC Insured
• Structured Products designed to give you downside protection as well as income and growth potential.
• Fixed Annuities that pay a fixed interest percentage
• Fixed Indexed Annuities that offer a minimum interest rate and are tied to an index such as Dow Jones, NASDAQ, S & P and give the upside benefits without the downside risks.
• Variable Annuities with minimum income benefits, Guaranteed lifetime income options, IRA preservation strategies and more.

Our wealth management partners can also help build a custom portfolio and are happy to meet with you on a quarterly basis to keep you informed and on track.